Who we are
Headquartered in Hamilton, Bermuda, Butterfield offers a range of community banking and bespoke financial services from eight leading international financial centres, supported by service centres in Canada and Mauritius. Butterfield serves international clients from Bermuda, the Cayman Islands, Guernsey and Jersey, where our principal banking operations are located, and The Bahamas, Switzerland, Singapore and the United Kingdom, where we offer specialised financial services.
We curate financial solutions that are informed by local expertise, backed by global resources, and delivered in a disciplined and ethical way that honours our 160-year tradition of service excellence. Butterfield is publicly traded on the New York Stock.
Exchange(symbol: NTB) and the Bermuda Stock Exchange (symbol: NTB.BH).
There's a sense of ease knowing your financial institution is taking care of you completely. Since we first established operations in Guernsey in 1973, we have focused on the financial needs of our local and international clients, and the institutions who require specialist solutions and the highest level of service and expertise.
What we do
A structured investment portfolio is a foundational element of a comprehensive wealth management plan.
We offer a wide range of proprietary and third-party investment options, including individual equity and fixed income securities, investment funds and a variety of alternative investments. Our Discretionary Management service provides you with a Butterfield Portfolio Manager who will take care of the day-to-day investment decisions and manage your portfolio according to your preferences.
Through our expansive global network of advisers, we can also provide qualifying investors access to select private equity investment options that concentrate on various industries and geographies.
Combined with a thorough understanding of your needs and investment preferences, this process enables us to assist you with the creation and ongoing management of an investment portfolio that's just right for you.
We also provide investment opportunities through our Multi-Asset Fund. Launched in April 2010 as the Diversified Opportunities Fund with the aim of providing investors solid risk-adjusted returns over the medium to long term. The Fund invests in collective investment schemes and exchange traded funds to achieve a broad spread of asset classes on a global basis, targeting an overall level of volatility less than that of equity markets. The Multi-Asset Fund is an actively managed, low-cost, fund of funds investment approach, which provides a high level of diversification in one convenient fund. Across the Group, the prevailing investment philosophy can be characterized as conservative and prudent. This is reflected in how the investment models are constructed and then translated into client portfolios. The primary considerations are always liquidity and capital preservation.
There is a clear focus on avoiding the kinds of drawdowns that are characterised by static asset allocations without a tactical asset allocation process and those that do not have access to volatility dampening strategies. The investment decision making time horizon is 12 to 18 months.
In fixed income, we focus on investment grade issues and we take no aggressive interest rate or currency positions as they produce unnecessary portfolio risk. Our primary tool for generation of fixed income total return alpha is managing credit risk through the business cycle.
In equities, we focus on exposure to global, large-cap multinational companies that exhibit value and quality characteristics. The primary risk we seek to mitigate is the permanent loss of portfolio value. There is low turnover with well-defined risk parameters on geography, sector and individual stock and fund position limits.
Avoiding potentially toxic areas in both credit and equities is deemed equally important as determining attractive areas when defining risk parameters.
